This retailer subsidy is simply deducted from the payment when we release funds directly to you, which we do on a daily basis, usually a week after we receive documents. This means you are effectively subsidising the client’s interest charge. We can prove this strategy works.

Offering interest-free purchasing will often close a sale that may otherwise not have gone ahead. It can also increase the level of spending on both the initial, or subsequent, visits to the store, because it’s so easy for the consumer to take up, and is truly affordable.

Interest charges at Clode Retail Finance are very competitive, so your costs are kept low. Consumers genuinely feel they are receiving a benefit from you – which they are not paying for – making them happy to spend more, and come back to make further purchases.

How it works
Complete the forms with the customer present – it’s simple and quick – then call Customer Services for approval. Credit can generally be approved instantly – it rarely takes more than 15 minutes.